Hello, I'm looking for some advice please :)
My bath has leaked causing damage to the ceiling of the flat below. My downstairs neighbour has brought in a loss assessor to look at the damage to his flat and they've suggested my subfloor and joists need to be assessed. My insurance have said I can use the same loss assessor that my neighbour used to look at my subfloor (my neighbour and his loss assessor have also encouraged this).
Can anyone advise if there is a downside/conflict of interest if I use the same loss assessor as my neighbour? It would be handy as they've already viewed the subfloor from below but I can't decide if this would be appropriate or not.
I am genuinely not trying to shirk any responsibility and want to make good on the damage for my neighbour and have reassurance that the joists/floor are sound. But I want to make sure I go about it the right way.
On a related note, I've seen a number of forums where they advise loss assessors are best used for big jobs (appreciate there may indeed be damage to the subfloor but my plumber has looked at it and is flabbergasted - he maintains it will dry out and is £300 to fix the ceiling at most). Should I perhaps forget a loss assessor and get a tradesman in that can assess it instead (would a joiner be best?).
Advice would be very welcome!
