Tradesman's insurance is complex for employers and self employed tradesmen working in the construction industry. It is important to get the right level of insurance cover or else there could be a problem when making a claim. This article will suggest things to look for when finding builder's and tradesmen's insurance.
Business insurance is public liability insurance, which is usually optional, and employers' insurance (also called workers' compensation in the US), which is compulsory if you have employees. Optional extras will be available such as insurance to cover stock and tools. Insurance for business vehicles is compulsory and arranged separately. Insurance for business premises such as an office or builders' yard or storage might also be required.
Even though public liability is optional, it is recommended for construction workers because:
Read more at Suite101: Construction Trade Public Liability Insurance: Business Insurance for Builders, Plumbers, Electricians & Carpenters: Google "suite101.com/content/construction-trade-public-liability-insurance-a209134#ixzz17dOL6GD3"